LOCK IN YOUR
RATE TODAY
IT'S EASY!
Just fill out this form or call
(888) 760-USMC(8762)

Rural Loans (USDA)

The Rural Development Housing & Community Facilities Programs of the United States Department of Agriculture make and guarantee loans to qualified applicants. Section 52 loans are made for the purpose of assisting low-income borrowers purchase homes in rural areas.

USDA loans can be used to:

  • Build a home
  • Repair, renovate or relocate a home
  • Purchase a lot/home site
  • Prepare a lot/home site, including water and sewage facilities

USDA loans are made for 30-year terms and there is no required down payment. However, the lender must use debt ratios to ensure the borrower is adequately able to repay the loan.