What can YOU do with a Reverse Mortgage?

  • Do away with monthly mortgage payments
  • Supplement your retirement income
  • Finally take those vacations you always dreamed about
  • Establish a college fund for those beautiful grandkids
  • Make those home improvements you always wanted
  • Estate planning
  • Provide yourself with tax free monthly income
  • Pay for those costly medical expenses
  • Avoid foreclosure
  • Create a “rainy day” fund for those unexpected emergencies

Simple Qualification Guidelines

  • Must be at least 62 years of age and currently live in your home as a primary residence
  • Supplement your retirement income
  • No person on the deed can be younger than 62
  • The home needs to have sufficient equity
  • All existing liens and mortgages must be paid off with the proceeds of the Reverse Mortgage
  • Property taxes and home insurance must be maintained by the borrower throughout the life of the loan

Reverse Mortgages are Backed
by the US Government

A Reverse Mortgage is an innovative, Government insured loan that allows you to access the existing equity in your home. With this additional money, you can now fund your retirement needs exactly how you envisioned them. Since 1987, Reverse Mortgages have helped thousands of Seniors retire in their homes without the burden of a mortgage payment throughout their retirement years. Taking out a Reverse Mortgage will not affect your Social Security or Medical benefits.

We Love Questions!
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what our clients are saying about us

Anthony

Queens Village, NY

“There was not a moment during the entire process that I felt uneasy. My Smart Money Reverse Mortgage Team was there with me every step of the way to answer my questions. They took their time to educate me on the process and made sure I understood fully and outlined each step. Now I am living the retirement I always dreamed I would.”